Melissa's Blog Content
HOW DO YOU RATE?
It's a good idea to know your credit score. The better your credit, the better the lending terms you'll receive if and when you decide to apply for a mortgage or mortgage refinance.
You should be aware of what information is on your credit report by obtaining and reviewing copies of your credit report from the three main credit report agencies: Equifax www.equifax.com 1.888.766.0008 TransU...
The legal procedure for managing a decedent's estate is called probate. The goal of probate is to distribute the deceased's remaining assets in accordance with the terms of their will or the state's intestacy statutes after paying off their debts and taxes and transferring their assets to their legitimate heirs and beneficiaries.
Here are some common...
Break Out of The Rent Rut
Buying a home is a significant investment that comes with a lot of responsibility. It can be exciting and overwhelming at the same time, especially in today's real estate market. Many people may ask themselves, "Can I afford a home in today's market? Where do I start? Who can help me?"
Where to start? Obviously with a great agent (ME) who will sit down with you and talk about your goals and what your needs and wants are.
The first question that comes to mind is whether...
Top 10 Riding Trails for Horseback Riding in Minnesota
Trails and Parks to Explore:
Minnesota is a beautiful state with a rich landscape, and it's an ideal destination for horseback riding enthusiasts. From the scenic trails to the expansive parks, there is something for every level of rider. In this blog, we will explore some of the best places to go horseback riding in Minnesota.
Here are ten popular riding trails for horseback riding in Minnesota:
Root River State Trail: Located...
Perception Vs Reality of Today’s Market 2023
As we head into the spring of 2023, many people are wondering about the state of the real estate market. Is it up? Down? Stable? The truth is, it can be difficult to know for sure without looking at the data.
That's why I turned to the Minneapolis Association of Realtors for a comprehensive look at the current state of the market. In this video, we'll be covering a 1 year, 5 year, and almost 20-year view of the Twin Cities market.
(Make sure to...
Inspection VS Appraisal
Both inspection and appraisal are important steps in the buying or selling of a home, but they serve different purposes. **Inspections and appraisals are both important steps in the buying or selling of a home, and they can provide valuable information to buyers, sellers, and lenders.
An inspection: This is a visual examination of a property's structure and systems performed by a certified home inspector. An inspection is performed to identify any issues or defects with...
What are the Typical Closing Cost for a Mortgage on a Loan?
The typical closing costs for lets say a $300,000 loan can vary depending on location, lender, and loan type.
Closing costs, on the other hand, can range from 2% to 5% of the loan amount, which translates to $6,000 to $15,000 for a $300,000 mortgage. These percentages are also depending on the consumer and loan type. We typically see the closing costs to be 3%.
Some common closing costs that a borrower may incur include:
The origin...
